Terms of Use

Last Updated: July 6, 2026

These Terms of Use (“Terms”) govern your access to and use of firstclaimsteps.com, including all articles, guides, tools, and pages published on the site (collectively, the “Site”). By visiting, browsing, or otherwise using the Site, you agree to be bound by these Terms. If you do not agree with any part of them, please stop using the Site.

Educational Purpose Only

First Claim Steps exists to help injured workers in New York understand, in plain language, what generally happens after a workplace injury — reporting deadlines, medical steps, paperwork, and where to look for further help. We are an independent publisher. We are not a law firm, we do not employ attorneys to review your circumstances, and nothing published on the Site constitutes legal, medical, financial, or insurance advice.

Reading our content, submitting a form, or communicating with us through the Site does not create an attorney-client relationship, a physician-patient relationship, or any other professional relationship between you and First Claim Steps. Workers’ compensation rules are fact-specific and change over time; you should always verify current requirements and get individualized guidance from a licensed attorney, medical provider, or the appropriate state agency before making decisions about your claim.

The Site and all of its content are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including but not limited to accuracy, completeness, timeliness, or fitness for a particular purpose. To the fullest extent permitted by law, First Claim Steps and its owners, contributors, and affiliates disclaim all liability for any loss, damage, injury, or claim of any kind — direct, indirect, incidental, consequential, or otherwise — arising out of or in connection with your use of, or reliance on, the Site or its content. This is an absolute limitation of liability to the maximum extent the law allows.

Intellectual Property

All articles, graphics, layouts, and other original material on the Site are owned by First Claim Steps or licensed to us, and are protected under applicable copyright and intellectual property law. We grant you a limited, personal, non-transferable license to view and read our content for your own private, non-commercial use.

You may not, without our prior written permission:

  • Republish, redistribute, or mirror our content on another website or platform
  • Resell, sublicense, or otherwise commercially exploit any part of the Site
  • Use automated tools, bots, or scrapers to harvest content from the Site
  • Feed, copy, or otherwise use our content to train, fine-tune, or evaluate artificial intelligence or machine-learning models
  • Remove or alter any copyright, trademark, or other proprietary notice

Requests for permission can be sent to the email address listed at the bottom of this page.

Third-Party Links and Referrals

The Site may link to, or connect you with, government agencies, medical providers, law firms, or other independent organizations. These third parties are not owned or controlled by First Claim Steps, and any engagement you enter into with them is strictly between you and that party. We are not responsible for the content, accuracy, services, or conduct of any third party we link to or refer you toward, and including a link or referral is not an endorsement or guarantee of quality.

Things You Agree Not To Do

When using the Site, you agree that you will not:

  • Use the Site for any unlawful purpose or in violation of any applicable local, state, or federal law
  • Attempt to gain unauthorized access to our systems, servers, or any connected network
  • Introduce viruses, malware, or other harmful code through the Site
  • Impersonate another person or misrepresent your affiliation with any person or entity
  • Submit false, misleading, or fraudulent information through any form on the Site
  • Interfere with the normal operation or security of the Site

Indemnification

You agree to defend, indemnify, and hold harmless First Claim Steps and its owners, employees, and contributors from any claims, losses, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

Severability

If any provision of these Terms is found by a court or other authority to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

Changes to These Terms

We may revise these Terms at any time by updating this page. The “Last Updated” date above reflects the most recent revision. Continuing to use the Site after changes are posted means you accept the updated Terms.

Contact Us

Questions about these Terms are welcome.

First Claim Steps
Email: [email protected]
You can also reach us through our contact page.